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Critical Illness Insurance

Protection for those with Critical Illness in Leavenworth, KS

Although a vital component of any insurance portfolio, the process of securing health insurance can be complex. However, with the assistance of a trusted guide, these complexities can be reduced. At Financial Strategies, Inc., we are proud to administer a variety of health insurance plans – including critical illness coverage – and we routinely help clients in Leavenworth, Lansing, Overland, Kansas City, and throughout northeast Kansas find a policy that meets their needs.

Lump Sum Payment in the Event of Critical Illness

In addition to the physical and emotional toll, the event of a serious illness can also create a significant financial burden. Even with the best health plan, an individual will still be responsible for the deductible, out-of-pocket expenses, and other associated costs such as lost wages, experimental treatments, out-of-network care, and travel.

Also referred to as specific disease insurance, supplemental insurance, or limited benefit insurance, critical illness coverage provides the insured with a lump sum benefit payment once a covered medical condition has been diagnosed. Critical illness coverage could provide a benefit in the event of:

  • Cancer
  • Heart Attack
  • Stroke
  • Major Organ Failure
  • Coronary Artery Bypass
  • Angioplasty
  • Coma
  • Paralysis
  • Severe Burn

Knowledgeable Agents Advocating for Clients

We take a personalized approach toward developing insurance solutions, noting client needs and concerns when making recommendations. We then partner with reliable carriers such as UnitedHealth Group, Medica, Aetna, Aflac, and Assurity for the best price and policy. Please contact us for more information regarding our health insurance program.  To begin working on a critical illness policy, request a quote.

Additional Resources

Health Insurance Facts and Statistics (Insurance Information Institute (III))